Financiamento a Estrangeiros
O financiamento de imóveis nos Estados Unidos à estrangeiros é um processo simples e
sem burocracia.
Bancos americanos financiam o estrangeiro em até 65% do valor do imóvel, ou seja, com 35% de
entrada. Os juros são baixos e calculados baseado no saldo da dívida e com prazo de
pagamento total do empréstimo de até 30 anos. O brasileiro pode investir em imóveis em Miami e
regiões próximas
Para qualificar, o estrangeiro precisará provar renda através de uma carta do empregador ou do
contador, precisará mostrar história de crédito com pagamentos feitos satisfatoriamente
pelos últimos dois anos através de cartas escritas por credores, precisará mostrar o dinheiro para a
entrada, custos de fechamento (que inclui taxas do banco, custos do cartório, imposto sobre o
empréstimo, entre outros) e mais seis meses do valor do custo mensal do imóvel. Este dinheiro deve
vir da conta pessoal do estrangeiro ou da empresa, se ele for autorizado a usar. O dinheiro pode
estar numa conta no Brasil ou aqui nos Estados Unidos.
Os tipos de imóveis financiados são casas, town houses e condomínios
para uso próprio ou para investimento.
Para mais detalhes entre em
contato conosco
South of 5th (SoFi)
South Beach (SoBe)
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Doral
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Fisher Island
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Coconut Grove
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